Fees

Whop’s goal is to be the cheapest place to process payments.

Global access

195 countries, 135+ currencies, 100+ payment methods.

Fraud prevention

Powerful machine learning that adapts to new fraud patterns.

Optimized checkout

Flexible UI components and accelerated checkout.

Payment optimizations

Real-time retries & auto-updated cards to boost revenue.

Financing options

Let your customers pay over time with Klarna, Afterpay, and more.

Embedded payments

Instant onboarding and platform management tools.

Fast, predictable payouts

Flexible payout options with like-for-like settlement.

24×7 support

Phone, chat, and email assistance whenever you need.

Security & compliance

99.999% uptime and PCI-compliant infrastructure.

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Global payments

200+ countries

Payments

An online payments platform engineered for growth.

Start today →

Increase customer acquisition with 100+ payment methods.

Improve conversion with Whop’s accelerated checkout.

Reduce fraud and increase revenue with ML optimizations.

Save engineering time with prebuilt UIs.

Cards and wallets

Accept widely used credit and debit cards, prepaid cards, and digital wallets for online payments.

2.5% + $0.30

per successful transaction for domestic cards

+ 1.5% for international cards
+ 1% if currency conversion is required

Financing

Accept widely used credit and debit cards, prepaid cards, and digital wallets for online payments.

15%

per successful transaction through our financing partners

ACH

Accept ACH direct debit payments from US bank accounts.

1.5%

per successful ACH debit transaction

​

Global payouts

200+ countries

Payouts

Accept money and get paid out as fast as you want.

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Increase customer acquisition with 100+ payment methods.

Improve conversion with Whop’s accelerated checkout.

Reduce fraud and increase revenue with ML optimizations.

Save engineering time with prebuilt UIs.

Standard ACH

Accept widely used credit and debit cards, prepaid cards, and digital wallets for online payments.

$2.50

per successful payout

Next day ACH

Accept widely used credit and debit cards, prepaid cards, and digital wallets for online payments.

2% + $1.00

per successful payout

Instant Bank Deposit (RTP)

Accept widely used credit and debit cards, prepaid cards, and digital wallets for online payments.

4% + $1.00

per successful payout

Crypto

Accept widely used credit and debit cards, prepaid cards, and digital wallets for online payments.

5% + $1.00

per successful payout

Venmo

Accept widely used credit and debit cards, prepaid cards, and digital wallets for online payments.

5% + $1.00

per successful payout

Bank wire

Accept widely used credit and debit cards, prepaid cards, and digital wallets for online payments.

0% + $23.00

per successful payout

+ 1% if cross border conversion is required

International local banks

Accept widely used credit and debit cards, prepaid cards, and digital wallets for online payments.

Variable local rates

per successful payout

+ 1% if cross border conversion is required

​

Fraud and security

Beta

Fraud and security

Accept money and get paid out as fast as you want.

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0% of transaction amount

Transparent flat-rate pricing per event.

No hidden fees. No guessing.

Dispute

Flat fee applied when a chargeback or dispute occurs.

$15.00

per dispute

3DS

Fee for authenticating cards using 3D Secure to reduce fraud.

$0.03

per transaction

Radar

ML-based fraud detection fee.

$0.07

per transaction

Early dispute alert (RDR)

Proactive chargeback notification fee.

$29.00

per alert

​

Revenue optimization

Beta

Revenue optimization and automation

Accept money and get paid out as fast as you want.

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Automated systems that boost revenue and reduce churn.

Pricing optimized to reflect real cost of global scale infra.

Transparent and minimal fees per event.

Orchestration

Intelligent routing and retries to improve payment success.

1%

per transaction

Network tokens

Replace sensitive card info with secure tokens for better success rates.

0%

+ $0.03 per transaction

Billing

Automated invoice generation, retries, and lifecycle handling.

0.4%

+ $0.00 per transaction

Tax and remittance

Handle global tax calculation, collection, and compliance.

0.5%

+ $0.07 per transaction

​

Service fees

Beta

Service fees

Accept money and get paid out as fast as you want.

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Whop platform fee

Applied only to purchases with automations like Discord and Telegram.

3%

per transaction

Service Fee

General platform and infrastructure fee to support core functionality (charged to buyers).

0%

per transaction

Interested in what other platforms charge? Pricing is applicable to new merchants that sign up today. For enterprise customers, please book a call with our sales team here.

Platform	Pricing
Stripe	stripe.com/pricing
Square	squareup.com/pricing
Shopify	shopify.com/pricing
Braintree	braintreepayments.com/pricing
Adyen	adyen.com/pricing